• payday loans

  • easy

  • secure

  • short term

The Truth About Payday Loan APR!


  • The UK's leading payday loan provider
  • All Credit Ratings
  • All Social Backgrounds
  • Anyone Can Apply
  • No Paperwork
  • No Credit Checks
  • Same Day Cash

payday loans

15 MINUTE CASH LOANS

Ir really is that fast!

Getting a loan at Payday Swift is fast and easy. It takes less than two minutes to complete our swift online application form and once submitted you can have funds in your bank account almost instantly! In most cases it can take 15 minutes or less

SECURE APPLICATION

Protect your private details!

Our online loan application is completely secure and provides you with the peace of mind of knowing your personal information is not getting into the wrong hands.
24/7

24/7 Payday Loans

Even on weekends!

The purpose of a payday loan is to allow a person to pay for an unexpected expense without having to wait for their employer to pay them. For example, a person may find out today that their car needs work done right away or it will likely break down and the person will not be able to get to work. This even applies on the weekend. A vehicle is usually a necessity to travel to work, and getting the repairs done as soon as possible is essential for a household to keep up with work, school and other activities.
easy

EASY QUALIFICATION

Qualifying is easy!

The requirements are quite simple and straight forward and most people will be approved without any hassles. If you have regular income, are of legal age to enter into financial contracts and you have a bank account in your name you will likely qualify! Almost everyone is eligible to apply. Apply today and see how much you are eligible to get.
questions

What About Bad Credit?

We may still be able to help you!

Being that approval for a pay day loan is based mostly on your income as stated above, bad credit may not be a reason for denial. If you have bad credit, don’t let this stop you from applying as there is still a very good chance you can be approved. Also, because the loan has to be paid back rapidly, you will not have to worry about hurting you credit rating any worse (unless you fail to repay).
no hassle

Hassle Free Lending

We make it easy!

Our loans are designed to be as hassle free and quick as possible with no paperwork. After applying online you can have funds in your account in as little as 10 minutes in some cases and less than an hour in most.

FAST, SIMPLE, ONLINE LOANS

Payday Loans at PaydaySwift.Co.UK are fast and simple. There’s no paperwork to worry about, the application is completely online and we accept a greater percentage of applicants than any UK Payday Lender. Our Loans are always under £1500 and are normally taken over a period of less than thirty one (31) days. The repayment terms for short term loans is normally from two weeks up to one month, depending on the borrower’s pay cycle.

INSTANT CASH LOANS

It has never been easier or faster to get the short term financial help that you need for that unexpected expense, late bill or for any reason at all! Our easy online same day loan application process can have money in your pocket as soon as today (Usually in less than an hour) with absolutely no hassle! No hassles, No documents – just easy and fast! There are no long drawn out questions and very easy qualification criteria and absolutely no credit checking. The perfect online loan! Borrow up to £1500 and we’ll have it in your account almost instantly. Short term loans are all we do and we have been doing it for years. Your application at Payday Swift is safe and your personal details will remain confidential. You need quick cash and Payday Swift is the place to get it. We know that it is a hard time for most people and it is getting harder to budget and sometimes people just need a helping hand and not a handout, that is what we are here for! One of the biggest advantages to this type of loan is how easy they are to be approved for. Because the requirements are easy to meet, almost anyone will qualify as long as they have a steady job and an active bank account. This is because of the limited term and relatively low amount that is borrowed. Direct loans in 10 minutes!

BENEFITS

  • Easy Application Process: Application doesn’t require any paperwork. It’s completely online.
  • Almost Instant Approval: From the time you apply to the time you get approved is normally only a matter of minutes. In most cases you can have cash in hand in as little as 15 minutes flat.
  • Bad Credit OK:Even if you have poor or bad credit, you can still be approved. Our lending process does not rely solely on your past financial problems but more on your current ability to repay your debts.
  • Unsecured: People don’t have to offer any assets to get a loan. This is unsecured debt where the lender and borrower enter into an agreement. The borrower is obligated to pay back the amount on a particular debt. Cars and homes cannot be repossessed to pay off the debt. The company trusts people to do the right thing and pay back the money in a timely manner as agreed.
  • Short term Option: The good thing about such loans is that they have to be paid back in a short period of time and then the transaction is complete. It is not like having a 20 year loan and one pays interest for a long period of time. People can use this facility in an emergency and use it on an as needed basis. It may be inconvenient in the short term – most people are thankful that they don’t have to plan far into the future on paying off loans. With a panel of more than forty lenders, your best chance of getting a loan is with Payday Swift.

Understand Payday Loans

apply buttonPayday loans shouldn’t be hard to understand! At Payday Swift we make borrowing easy. There are no complicated forms to fill out, just a simple one page application that takes less than a minute to complete. Once approved, you will know upfront before signing any agreements (electronically) exactly how much you have to repay and when. It’s all out in the open and there are no hidden costs! Online loans are designed with the borrowers safety in mind. All applications are SSL secured and provide the highest level of privacy protection available. Your details will never fall into the wrong hands when you apply.

What About APR?

Payday Swift Fixed Representative APR 1734%
APR Example: Borrow £80 for 28 days | You repay £100 | Interest rate of 25% with £20 payable | With fixed 1734% as APR representative.

Other Loan Company APR:

  • Quick Quid 1734%
  • Payday UK 1737%
  • Payday Express 1737.2%
  • Mr Lender 1990%
  • Pounds Till Payday 2091.8%
  • Uncle Buck 2100.4%
  • Cash Genie – 2339%
  • Wage Day Advance – 2814.2%
  • Cash Choice – 2948.10%
  • 1 Month Loan – 2,957.3%
  • Lending Stream – 3043.8%
  • Wonga 4214%
*Note: Valid as of 23 February 2012 taken direct from lender websites!